SETH

You need to consider your age, total financial situation, objectives and risk tolerance first. No one here can answer those questions for you.

JERALD

Standard investment advice is that you should invest in a diversified mix of stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks as individual stocks are too risky. Most folks have a dificult time buying a properly balanced portfolio of stocks on their own. They will misbalance their portfolio by buying all small stocks or all growth stocks, or some other misbalanced assortment of stocks. Unless you know what you are doing, it is best to buy mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low -expense funds. If you are like most people you will invest part of your money aggressively in stock funds, and part conservatively in money market funds and bond funds. Vanguard has an on-line questionnaire which will give you an idea of how to do “Asset Allocation,” determining how much to put in each type of fund.

If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea. If you have children, you may want to consider a 529 plan or other college savings plan that grows tax free.

I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion.

If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.

Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.
Sources:

Asset Allocation Calculators
(Determining how much to put in stocks and how much into bonds and money markets is a personal decision depending on your financial status. These Asset Allocation questionaires give you a rough idea how to do this. I like Vanguard best, but try some of the other sites as well.)

Web forum:
(Many investment web forums are overrun by scam artists. This one seems the most legitimate site.)

529 plans:

ROCKY

If you’re going to need it in five years, age doesnt make any difference, and a retirement plan isnt an option. Its not long enough to invest in the market. Fixed income is probably the best option. Some kind of bonds, CD’s or money market.

KENNITH

We are all different, and the information you provided is insufficient except to give a boilerplate answer like some that i have read. If the 20,000 is something you want to be reasonably conservative with then buy 5 stocks with worldwide exposure and make sure each is in a different sector.

so say MCD, MSFT, BA, C, NM

dont buy all the stock at once that is average in and determine beforehand what prices to buy so for example buy MCD at 50, then again at 40 and lastly at 31…also learn how to sell options which is pretty easy. You would sell options on the above which would give you addtional income.
So initiate this system with only 6,000 on stock purchases the remainder is in a money market…add to your positions as the market dictates and take profits on any position as it gets overbought…normally take 15 to 20 percent on each. So if you buy MCD at 50 and it goes to 60 sell and wait for a drop to rebuy.

Again dont really know enough to answer the question but i use this system to earn very good returns

JOAQUIN

Try Revlon (REV)

It is a well known company that is well on its way to a turn around.

Earnings are also coming up soon so there will probably be a quick rally.

ISAIAH

I would give a try. I just invest 1 grand in it today. I will keep you posted on there legitimacy soon. If you want update on it. I let you know, just send me an email or drop me a line.

TYSON

Your first option should be to fund fully a retirement account. If you do this, and you have extra cash, then one of the best things you can do is open a DRIP Plan.

Go to : low-cost-stock-recommendations

.com

Click on the “DRIP’s” Button on the Navigation Bar

These powerful investment plans are seldom talked about because brokers make very little money when they suggest them. Yet, they have proven to be one of the best, if not the best, long-term strategy on Wall Street.

They are perfect for small investors, as well as big investors. They are safe and allow you to not care about whether the market is going up or down. They are a must for any serious investor.

If you decide you are interested in DRIP Plans, click on the advertisement on the same page “$4 to purchase stocks”. This will answer your next question, which is, How do I get started? and what is the least expensive way to get started?

I strongly recommend looking into it. They are great plans.

Good Luck

RYAN

Hello,

the higher your ROI (Return On Investment) the higher your risk probablly will be.
Unless you know what you are doing…

I had a similar problem as you had. Wanted to invest an amount of money so I could retire after 5 years.
Well you could say I’m verry good on my way to achieve this goal.

These results have been made by a moneymannager who manages my managed forex account.
He has shown me some great results of longer periods.
And I decided to take my chance.

Annyway feel free to contact me and I’ll bring you in direct contact with this moneymannager.
if you have anny questions, just ask them to him and he’ll give you an anwser I’m sure of that!

JORDAN

I opened an account in investment plan from 7 month ago, and have good experience with them.
This company is located in UK. Their major field is Forex.
Shareholders are the best manager account in Forex market.
They pay 3, 4, 5 and 6 % (weekly profit rate),and payment is weekly.
Also they have Referral Program for anyone want to do business that; they are paying 5% (monthly) for total deposit of Direct Referral and 2.5% (monthly) for Indirect Referral.

Please feel free to contact me if you have any question, and more info … documents of company,report of director,…